Representatives of the Legume family (Fabaceae) play an important role in the formation of biocenoses and create accessory conditions for the regulation of processes that occur in natural communities. Legumes are one of the largest families of dicotyledonous plants of the order Leguminous, which has been poorly studied in the territory of the North Kazakhstan region. As a result of the study, an analysis of the flora in the vicinity of the Yasnovsky rural district, the Yesilsky district of the North Kazakhstan region was carried out, which made it possible to study the quantitative and qualitative composition of representatives, to determine the status of occurrence. 

This article is devoted to the study of migration indicators, including the coefficients of migration growth, migration turnover, migration arrival and migration departure in the context of territorial and administrative units of Northern Kazakhstan. A comparative analysis of the calculations of statistical migration indicators for the years 2002-2011 and 2012-2021 in the context of regions, districts and cities of the study region. Based on the obtained calculations of four migration coefficients a typological grouping of Northern Kazakhstan was carried out, the main trends and intra-regional territorial disparities of migration processes indicators were revealed, and the method of geo-information mapping with the use of ArcGIS software was used. 

An analysis of scientific data on the botanical description, distribution area and biological properties of herbaceous plants of the Asteraceae family is given: chamomile, common yarrow, and calendula officinalis. The possibilities of practical application of plant materials for medical purposes are shown. A comparative analysis of the chemical composition of chamomile, common yarrow and calendula officinalis is given. Lipids, amino acids, flavonoids, phenolic acids, and vitamins were identified in the composition of plants. Quantitative analysis of lipids and flavonoids was carried out. As a result of the study, the lipid content in vegetable raw materials was found to be from 2.09 to 3.24%, as well as the content of flavonoids in terms of quercetin ranging from 3.52 to 4.08%.

This abstract provides an overview of the use of Google Earth Pro for understanding forestry changes. It outlines the steps involved in using the highlighting feature of Google Earth Pro to monitor changes in the forest, including selecting the study area, choosing the satellite images, and analyzing the changes. The abstract also discusses the potential applications of this tool in forest management and conservation, such as identifying areas of forest degradation, tracking illegal logging activities, and evaluating the effectiveness of reforestation efforts. 

Teaching visually impaired children alongside children with normal vision in mainstream schools does not lead to quality education. On a project basis, inclusive classes for children with visual impairments are formed in schools. When teaching normal children, the difference is obvious when teaching mathematics, physics, chemistry, and for visually impaired and visually impaired students, different teaching aids are used. Therefore, all teachers started talking about the need to master the pedagogical methods of teaching children with visual impairments. Our article is devoted to the analysis of corrective and developmental work with children with visual impairments. Methods and ways to improve the quality of education with disabled children are presented.

In a complex society, where there is a chronic deterioration of emotional health, the problem of developing emotional intelligence of students in the direction 6B01101 "Pedagogy and Psychology" is relevant.

The problem is caused by the contradiction between the predominance of the cognitive approach in the educational process of the university and the growing demand for knowledge and competencies related to emotional self-regulation.

The article presents the materials of a study at the M. Kozybayev North Kazakhstan University, the purpose of which is to develop, justify and implement a program for the development of emotional intelligence of future teachers-psychologists.

Following the methodology of scientific and pedagogical research, its methods such as review, analysis of world practice and benchmarking, pedagogical observation, questioning and experiment, control and measurement, allowed us to obtain a number of results. The results are related to: 1) the established influence of the proposed program on the coordinated and constructive development of students' emotional intelligence parameters, taking into account the peculiarities of professional and pedagogical formation; 2) the refinement of emotional intelligence resources for academic achievements and psychological well-being of students; 3) determination of the most effective strategies of emotional self-regulation in the environment of professional communication.

The scientific novelty of the study is determined by clarifying the profile of the emotional intelligence of a university student and a future school psychologist, the features of the profile in the academic environment of socio-pedagogical collaboration, as well as in the school community.

According to the results of the study, the conclusion is formulated: The development of the parameters of emotional intelligence is constructively coordinated with the formation of the professional competence of the teacher and involves the conscious and consistent application by self-controlled learners of emotional regulation strategies for pedagogical thinking and the building of personal and professional qualities.

In connection with the transition of the Republic of Kazakhstan to a market economy, the growth of globalization processes and the increase in the need for highly qualified specialists, the discrepancy between the training of bachelors and the modern requirements of employers is becoming more and more obvious. This leads to the emergence of new components of professional competence, which more fully and reliably allow the future specialist to carry out professional activities. Therefore, in addition to the main EP in the relevant area of study at the university, it is necessary to introduce additional programs that will be relevant in real time, and their implementation will go beyond formal education. In this regard, the purpose of our study is to substantiate the role of non-formal education in the development of professional competencies of students in the direction of "Pedagogical Sciences".

The relevance of our study lies in the fact that in modern conditions for the effective and timely development of students' professional competencies, it is necessary to use other forms along with formal education - non-formal and blended learning. Through these forms, a timely “response” to employers’ requests for the development of the necessary professional competencies is possible.

The scientific novelty of the study was the development of a program aimed at developing the professional competencies of university students in the framework of non-formal education.

Banks are an integral part of the modern monetary economy, their activities are related to the needs of reproduction. Banks form the basis of the market mechanism by which the country's economy operates. Commercial banks are designed to regulate the flow of all cash flows, primarily credit, to help ensure the most rational use of society's financial resources and the flow of capital to those sectors of the country's economy where the return on investment will be maximum. Determining the real state of the Bank is of great importance not only for the Bank itself, but also for numerous shareholders and depositors. They should be confident in the financial well-being of a particular Bank, the development of which brings them real benefits.

Modern economic analysis is the basis for an objective assessment of the Bank's performance and management decision - making. In this regard, there is a need for in-depth research in the field of banking, as well as understanding of domestic and foreign experience.

This article provides an analysis of the financial condition of Halyk Bank of Kazakhstan JSC: an assessment of the main financial indicators of the Bank, an analysis and assessment of changes in the capital of Halyk Bank of Kazakhstan JSC. In addition, the analysis of changes in customer funds and the analysis of changes in the Bank's obligations was carried out. The article also considers the analysis of the Bank's loan portfolio and its share in the total loan portfolio of STB, considers and pranalizes the income and expenses of Halyk Bank of Kazakhstan JSC.

The article is devoted to the study of migration attitudes of residents of the Northern region of the Republic of Kazakhstan in 1999-2009. Observed in the 90s of the twentieth century in the region, the trend towards a decrease in the population was replaced in the 2000s by the stabilization of migration flows. The authors of the article analyzed the migration attitudes of the population of the northern regions of the country, migration processes in the northern regions of the Republic of Kazakhstan from 1999 to 2009. The stabilization of migration processes during this period was the result of the demographic and migration policy of the independent state. Migration processes affect the formation of labor resources through changes in the size of the population, its age and gender structure, which affects the level of productivity of social labor, the socio-economic development of the region, and the qualitative composition of the population.

In an effort to curb the spread of the virus around the world, something hitherto unheard of has been attempted – shutting down economies in different regions, in some cases twice, leaving tens of millions of people out of work and millions of businesses shut down. These people and companies are customers of banks, and as a result of their inability to meet their obligations to banks, the number of defaults may increase dramatically.

Unlike many past shocks, the COVID-19 crisis is not just a banking crisis, but a real economy crisis. Banks will undoubtedly suffer as credit losses cascade through the economy and demand for banking services falls. But the reasons for the problems are not in the banks. The global banking system entered the crisis with a good capitalization and much more stable than it was 12 years ago.

The good news is that the banking sector is sufficiently capitalized to withstand the coming shock.

In 2020, the financial sector of Kazakhstan developed under the influence of a double shock: oil prices fell and, as expected, as a result of the restrictive measures imposed in connection with the coronavirus pandemic, business activity decreased.

This year is projected to be the most significant drop in economic growth in the last 20 years. According to the forecasts of the Ministry of National Economy of the Republic of Kazakhstan, the decline in GDP for the year will be - 2.1%, and according to the IMF – at the level of - 2.7%. It is obvious that the determining factor in the development trajectory of the country's financial sector this year and next is the scenario of the spread and the possibility of overcoming the pandemic, its impact on business activity and market relations.

The banking sector approached the beginning of the pandemic with a large capital stock, as evidenced by the independent asset quality assessment (AQR) for the 14 largest banks, which account for 87% of the banking system's assets.

In the group-14 highly qualified large banks are included in JSC" ForteBank". The main financial indicators of banks during the pandemic period did not decrease, income received from ATMs, as well as Rosli.

The article analyzes the scientific and creative work of academician, scientist-activist Kozybaev Manash Kabashevich, who worked on the formation of national historical science and the creation of a new direction. 1948- 2002. a scientist who worked in the field of historical science. his research was devoted to the study of many new topics. Starting from the history of the national liberation uprisings of the twentieth century, the problem of hunger, collectivization and Aktau was written from a new point of view and was highly appreciated in scientific circles. The study of the researcher's contribution to the development of historical science is based on the principles of objectivity and expertise. In addition, methods of generalization, systematization and textual analysis were used. From the creative heritage of M. Kozybayev, we can judge the political processes of that period, differentiating his works on issues of independence, the nation. The relevance of the article lies in the nature of the disclosure of historiographical analysis and the significance of the research direction. 

The content of the article is to increase the useful indicators of dumplings and study their biological value and organoleptic properties by preparing dough from chickpea flour. Based on the results obtained, a conclusion was made.

In order to use drip irrigation in forest nurseries, the possibility of additional key nodes of the drip irrigation system of the school branch of the nursery was considered in order to improve the quality and efficiency of irrigation, as well as reduce the cost of fertilizers and maintenance of the irrigation system.

Improving the drip irrigation system with an additional key unit (tank + fertilizers, nutrient mixtures) will reduce the time and consumption of fertilizers and nutrients for the growth and development of balsamic poplar planting material.

To increase the volume of production and reproduction of seed material, questions arise on the optimization and accelerated reproduction of potatoes by various methods of biotechnology. Using the methods of accelerated reproduction of virus-free seed potatoes, creating different growing conditions for them, virus-free potato seed materials cultivated in vitro were obtained.

One of the ways to improve the quality of products and improve the nutrition structure of the population is the introduction of new non-traditional types of plant raw materials into the diet. The created products must contain a balanced complex of proteins, lipids, minerals, vitamins, ballast substances and have high nutritional and taste properties. In Kazakhstan, the possibility of using grain crops as part of meat products is becoming particularly relevant due to their high nutritional value and specific functional and technological properties (FTP).

One of the most popular in the world and the second crop in terms of grain production is rice. Rice grains have high FCS and are a dietary product: the protein and fat content in them is much lower than in wheat, rye, buckwheat, corn or soy. Rice protein has a good balance of amino acid composition. Rice grain contains high-grade protein and has a high ability to swell. Rice flour also has a neutral taste, and there is also no fat (unlike soy flour and soy isolate), which allows meat products to retain their characteristic taste after heat treatment. A distinctive feature of rice flour is that it refers to starch-containing (about 80%) raw materials that lack gluten. In this article, its chemical composition and functional and technological properties were studied, the results of the study of samples with different rice flour content were shown. Conclusions on the research work are made.

The purpose of the article is to describe the impact of mobile commerce on both the developed and developing economies of the world. The paper presents the prospects of using mobile phones for making payments and other transactions.

The article is devoted to the problem of the influence of wind-wave disturbances on the quality of control of an uninhabited underwater vehicle. The problem is urgent, since as a result of such an impact, there is an increase in the cost of electricity for the operation of the engine, which pumps and pumps water into the ballast chamber of the underwater vehicle to maintain it at a given depth, which generally affects the reduction of the time the device stays underwater. In the course of the study, the influence of the wind wave disturbance was assessed depending on its score, and a means was proposed to eliminate excessive energy costs in the form of low-frequency filtration.

This article shows the current state of downhole rod pumping units. The main ways of reducing the costs of maintenance, selection and purchase of oil-producing deep pumps are substantiated. One of the most effective methods of increasing the service life of pumps is to increase their wear resistance. It is established that the main direction for increasing the pump life is the modeling of its design solutions. 

The paper presents the stages of solving the problems of determining the probabilistic characteristics of stresses in technical objects with random parameters having random effects. Each of the obtained results is considered as an implementation of the random parameter under consideration (output value). Further, by methods of mathematical statistics, a probabilistic description of the parameter under study is obtained. The most complete description is the definition of the distribution law. The possibilities of automating the tasks of each stage of the solution are considered. For this purpose, it is recommended to use standard software packages Matlab, ANSYS, as well as a special regression analysis program ANETR. The description of routines, algorithms is given, commands for calculating probabilities using the ANSYS computer in interactive mode are shown.