PROBLEMS OF BANK LOAN AGREEMENTS IN KAZAKHSTAN REPUBLIC AND WAYS OF THEIR DECISION TAKING INTO ACCOUNT EXPERIENCE OF FOREIGN COUNTRIES
Abstract
Currently, the failure of the borrowers to fulfill their obligations to repay the loan is due to the imperfection of the current legislation of the Republic of Kazakhstan. According to bankers, it does not provide a quick collection process. Borrowers assess the situation in terms of disadvantageous and non-transparent terms of bank loan agreements. They demand from the state additional protection of their rights. Lawyers and economists have proven that the bank and the client are not equal. The first step was the official recognition of this inequality. This is an incentive to align the position of the bank and its client. Civil society needs special consumer lending laws. Protection of the interests of the client is achieved by special institutions. In the practice of developed countries, bodies have been created to resolve disputes between customers and the bank. This is applicable in Kazakhstan.
References
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Review
For citations:
Aytbaev A.N. PROBLEMS OF BANK LOAN AGREEMENTS IN KAZAKHSTAN REPUBLIC AND WAYS OF THEIR DECISION TAKING INTO ACCOUNT EXPERIENCE OF FOREIGN COUNTRIES. Vestnik of M. Kozybayev North Kazakhstan University. 2019;(4 (45)):100-106. (In Russ.)
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