ANALYSIS OF THE LARGEST BANK OF KAZAKHSTAN JSC «HALYK BANK OF KAZAKHSTAN»

Abstract

Banks are an integral part of the modern monetary economy, their activities are related to the needs of reproduction. Banks form the basis of the market mechanism by which the country's economy operates. Commercial banks are designed to regulate the flow of all cash flows, primarily credit, to help ensure the most rational use of society's financial resources and the flow of capital to those sectors of the country's economy where the return on investment will be maximum. Determining the real state of the Bank is of great importance not only for the Bank itself, but also for numerous shareholders and depositors. They should be confident in the financial well-being of a particular Bank, the development of which brings them real benefits
Modern economic analysis is the basis for an objective assessment of the Bank's performance and management decision - making. In this regard, there is a need for in-depth research in the field of banking, as well as understanding of domestic and foreign experience.
This article provides an analysis of the financial condition of Halyk Bank of Kazakhstan JSC: an assessment of the main financial indicators of the Bank, an analysis and assessment of changes in the capital of Halyk Bank of Kazakhstan JSC. In addition, the analysis of changes in customer funds and the analysis of changes in the Bank's obligations was carried out. The article also considers the analysis of the Bank's loan portfolio and its share in the total loan portfolio of STB, considers and pranalizes the income and expenses of Halyk Bank of Kazakhstan JSC.