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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">koz</journal-id><journal-title-group><journal-title xml:lang="ru">"Вестник Северо-Казахстанского университета имени Манаша Козыбаева"</journal-title><trans-title-group xml:lang="en"><trans-title>Bulletin of Manash Kozybayev North Kazakhstan University</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2958-003X</issn><issn pub-type="epub">2958-0048</issn><publisher><publisher-name>М. Қозыбаев атындағы СҚУ</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">koz-218</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>СОЦИАЛЬНО-ГУМАНИТАРНЫЕ НАУКИ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>SOCIAL AND HUMAN SCIENCES</subject></subj-group></article-categories><title-group><article-title>ВЛИЯНИЕ ИНФОРМАЦИОННЫХ ТЕХНОЛОГИЙ НА БАНКОВСКИЙ СЕКТОР</article-title><trans-title-group xml:lang="en"><trans-title>THE IMPACT OF INFORMATION TECHNOLOGY IN BANKING SECTOR</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Гакельберг</surname><given-names>Т. Б.</given-names></name><name name-style="western" xml:lang="en"><surname>Gakelberg</surname><given-names>T. B.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Петропавловск</p></bio><bio xml:lang="en"><p>Petropavlovsk</p></bio><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Ковшова</surname><given-names>Т. П.</given-names></name><name name-style="western" xml:lang="en"><surname>Kovshova</surname><given-names>T. P.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Петропавловск</p></bio><bio xml:lang="en"><p>Petropavlovsk</p></bio><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Жалтурова</surname><given-names>А. Д.</given-names></name><name name-style="western" xml:lang="en"><surname>Zhalturova</surname><given-names>A. D.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Петропавловск</p></bio><bio xml:lang="en"><p>Petropavlovsk</p></bio><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Овчарова</surname><given-names>С.</given-names></name><name name-style="western" xml:lang="en"><surname>Ovcharova</surname><given-names>S.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Овчарова Снежанка </p><p>Варна</p></bio><bio xml:lang="en"><p>Snezhanka Ovcharova </p><p>Varna</p></bio><xref ref-type="aff" rid="aff-2"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru">СКГУ им. М. Козыбаева<country>Казахстан</country></aff><aff xml:lang="en">NKSU named after M. Kozybaev<country>Kazakhstan</country></aff></aff-alternatives><aff-alternatives id="aff-2"><aff xml:lang="ru">Варненский Университет им. Черноризца Храброго<country>Болгария</country></aff><aff xml:lang="en">University of Varna Chernoritsa Khrabry<country>Bulgaria</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2020</year></pub-date><pub-date pub-type="epub"><day>13</day><month>08</month><year>2021</year></pub-date><volume>0</volume><issue>2 (47)</issue><fpage>82</fpage><lpage>88</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Гакельберг Т.Б., Ковшова Т.П., Жалтурова А.Д., Овчарова С., 2021</copyright-statement><copyright-year>2021</copyright-year><copyright-holder xml:lang="ru">Гакельберг Т.Б., Ковшова Т.П., Жалтурова А.Д., Овчарова С.</copyright-holder><copyright-holder xml:lang="en">Gakelberg T.B., Kovshova T.P., Zhalturova A.D., Ovcharova S.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.ku.edu.kz/jour/article/view/218">https://vestnik.ku.edu.kz/jour/article/view/218</self-uri><abstract><p>Информационные технологии - это изучение или использование систем хранения, извлечения и передачи информации. Данное исследование предназначено для оценки влияния информационных технологий на банковскую отрасль. В отличие от большинства других отраслей, финансовые учреждения полагаются на обработку, анализ и предоставление услуг для удовлетворения потребностей своих клиентов, и именно поэтому банки в современном мире науки и техники используют информационные технологии в большинстве своих видов деятельности или сделок. Очевидно, что банки в наши дни не могут обойтись без информационных технологий. В статье будет предпринята попытка выяснить значимость информационных технологий в банковском секторе, рассмотреть их преимущества и недостатки, влияние и дать рекомендации, которые могут снизить любую вредную угрозу, возникающую при их использовании, а также важность информационных технологий в банковском секторе. В статье рассматриваются такие понятия, как ежедневный банкинг, цифровой офис, финансовая платформа и медиа банк, а также анализируются основные тенденции развития мобильных банков в Казахстане.</p></abstract><trans-abstract xml:lang="en"><p>Information technology is the study or use of systems for storing, retrieving, and sending information. This study is intends to evaluate the impact of information technology in the banking industry. Much than most opposite industries, financial institutions rely on processing, analysing, and provide services in order to cater for the needs of their customers and this is why banks in this modern world of science and technology use information technology in most of their activities or dealings. It is apparently clear that banks in these days cannot do without information technology. The article will attempt to find out the significance of information technologies in the banking sector, as well as consider the advantages and disadvantages of information technologies in the banking sector, their impact and recommendations that can reduce any harmful threat arising from its use, and the importance of information technologies in the banking sector. The article discusses such concepts as daily banking, digital office, financial platform and media bank, as well as analyzes the main trends in the development of mobile banks in Kazakhstan.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>информационные технологии</kwd><kwd>банковский сектор</kwd><kwd>мобильный банк</kwd><kwd>ежедневный банкинг</kwd><kwd>цифровой офис</kwd><kwd>финансовая платформа</kwd><kwd>медиа банк</kwd></kwd-group><kwd-group xml:lang="en"><kwd>information technology</kwd><kwd>banking sector</kwd><kwd>mobile bank</kwd><kwd>daily banking</kwd><kwd>digital office</kwd><kwd>financial platform</kwd><kwd>media bank</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Mobile banking on smartphones overview of mobile applications of Kazakhstan banks in 2016 - https://deloitte.kz.</mixed-citation><mixed-citation xml:lang="en">Mobile banking on smartphones overview of mobile applications of Kazakhstan banks in 2016 - https://deloitte.kz.</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">Mobile banking rank Kazakhstan -2019 - https://markswebb.ru.</mixed-citation><mixed-citation xml:lang="en">Mobile banking rank Kazakhstan -2019 - https://markswebb.ru.</mixed-citation></citation-alternatives></ref><ref id="cit3"><label>3</label><citation-alternatives><mixed-citation xml:lang="ru">The results of the study of the availability of banking applications in 2019 - https://usabilitylab.ru/blog/best-mobile-banking-kazakhstan.</mixed-citation><mixed-citation xml:lang="en">The results of the study of the availability of banking applications in 2019 - https://usabilitylab.ru/blog/best-mobile-banking-kazakhstan.</mixed-citation></citation-alternatives></ref></ref-list><fn-group><fn fn-type="conflict"><p>The authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
